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How do I know if I can use my preferred doctor with this program?
Depending on the product, Health Plus counselors can perform a “physician look up” to see which doctors are in your network. Some insurance plans offered allow you to go to any doctor through an “open access plan”.
Do I qualify with a pre-existing condition?
YES. Due to recent health care reform, you can now obtain health insurance regardless of whether or not you have a pre-existing condition. Please reference our Health Care Reform FAQs page for more information.
Do I have to qualify medically?
NO. For coverage effective January 1, 2014 and beyond, you no longer have to medically qualify to obtain health insurance. Please reference our Health Care Reform FAQs page for more information.
Can I get coverage for my whole family?
Yes.
Is there a waiting or qualifying period?
Yes. You must enroll in major medical during open enrollment period. Unless you are facing a qualifying life event. You have 60 days from the date of the qualifying event took place.
No. Supplemental products, have no waiting or qualifying period to enroll on the products.
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